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CreditIQ Insight
The 1% fuel surcharge waiver on all credit cards saves Rs.100 on every Rs.10,000 fuel purchase. Dedicated fuel cards give an additional 5-7% on fuel — combining both gives 6-8% effective savings on petrol.
Maximum savings on petrol and diesel. Fuel surcharge waiver + reward points on fuel spends.
BPCL SBI Octane gives 7.25% value back on BPCL petrol stations (6.25% reward points + 1% surcharge waiver). Indian Oil Axis gives 20X points on HPCL pumps worth about 4% back. Both are the best dedicated fuel credit cards in India.