← All cards
Kotakentry

Kotak 811 #DreamDifferent

First-time credit card users / FD-backed approval

Annual Fee
FREE
Joining Fee
FREE
Base Rate
0.5%
CreditIQ Score
6.5/10
KOTAK
KOTAK 811 #DREAMDIFFERENT
entry
.. .. .. ..
VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.5,900
Annual fee-Rs.0
Net annual value+Rs.5,900
Value Breakdown
online (1.5%)+Rs.3,600
Base rate (0.5%)+Rs.1,800
Welcome benefit+Rs.500
Highlights
  • Lifetime free
  • No income proof needed (FD-backed available)
  • Good for credit building
Redemption Paths

Every way to spend your reward points

1
cashback
Rs.0.25
per point
Reward Rates

Earn by category

online
1.5%
2X on online
Ask me anything about cards!