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Standard Chartered Smart Credit Card
SC banking customers wanting a simple free cashback card
Annual Fee
FREE
Joining Fee
FREE
Base Rate
1%
Our rating
7.5/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
SC
STANDARD CHARTERED SMART CREDIT CARD
entry
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VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.15,600
Annual fee-Rs.0
Net annual value+Rs.15,600
Value Breakdown
online (5%)+Rs.12,000
Base rate (1%)+Rs.3,600
Highlights
- Lifetime free
- 5% online cashback
- Auto cashback credit
Reward Rates
Earn by category
online
5%
Cap: Rs.1.0K/mo
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Questions
Frequently asked questions
What is the annual fee of Standard Chartered Smart Credit Card?
Standard Chartered Smart Credit Card is a lifetime free card with zero annual fee.
What is the reward rate on Standard Chartered Smart Credit Card?
Standard Chartered Smart Credit Card earns a base rate of 1%. See the reward-rates section above for category accelerators.
How to apply for Standard Chartered Smart Credit Card?
Apply online through SC's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.