AU • entry
AU Bank LIT Credit Card
Choose-your-own-rewards card
Annual Fee
Rs.499
Joining Fee
Rs.499
Base Rate
1%
Our rating
7.3/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
AU
AU BANK LIT CREDIT CARD
entry
.. .. .. ..
VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.16,100
Annual fee-Rs.998
Net annual value+Rs.15,102
Value Breakdown
online (5%)+Rs.12,000
Base rate (1%)+Rs.3,600
Welcome benefit+Rs.500
Annual feeRs.499
Joining fee (year 1)Rs.499
Highlights
- Choose your reward categories
- 5% on selected categories (capped ~Rs.1,000/mo)
- Flexible benefit toggle
Reward Rates
Earn by category
online
5%
Cap: Rs.1.0K/mo
5% on 2 picked categories (grocery/apparel), capped ~Rs.1,000/mo total
Loading intelligence...
Questions
Frequently asked questions
What is the annual fee of AU Bank LIT Credit Card?
The annual fee is Rs.499 + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on AU Bank LIT Credit Card?
AU Bank LIT Credit Card earns a base rate of 1%. See the reward-rates section above for category accelerators.
How to apply for AU Bank LIT Credit Card?
Apply online through AU's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.