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HDFCentry

HDFC Freedom Credit Card

Students and first-timers wanting a free card

Annual Fee
FREE
Joining Fee
FREE
Base Rate
0.5%
CreditIQ Score
6.5/10
HDFC
HDFC FREEDOM CREDIT CARD
entry
.. .. .. ..
VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.3,000
Annual fee-Rs.0
Net annual value+Rs.3,000
Value Breakdown
Base rate (0.5%)+Rs.3,000
Highlights
  • Lifetime free
  • 10X on EMI purchases
Redemption Paths

Every way to spend your cashback

1
cashback
Rs.0.25
per point
Reward Rates

Earn by category

emi
10X
10X on EMI transactions
dining-movies
5X
Ask me anything about cards!