HDFC • entry
Swiggy HDFC Bank Credit Card
Swiggy power users -- food, groceries, dining
Annual Fee
Rs.500
Joining Fee
Rs.500
Base Rate
1%
Our rating
8.1/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
HDFC
SWIGGY HDFC BANK CREDIT CARD
entry
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VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.6,500
Annual fee-Rs.500
Net annual value+Rs.6,000
Value Breakdown
Base rate (1%)+Rs.6,000
Welcome benefit+Rs.500
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.500
Highlights
- 10% on all Swiggy platforms
- Swiggy One membership
- No cap on Swiggy cashback
Reward Rates
Earn by category
swiggy
10%
10% on Swiggy Food, Instamart, Dineout, Genie
online-others
5%
5% on other online (cap Rs.1,500/month)
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Questions
Frequently asked questions
What is the annual fee of Swiggy HDFC Bank Credit Card?
The annual fee is Rs.500 + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on Swiggy HDFC Bank Credit Card?
Swiggy HDFC Bank Credit Card earns a base rate of 1%. See the reward-rates section above for category accelerators.
How to apply for Swiggy HDFC Bank Credit Card?
Apply online through HDFC's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.