Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.8,412
Annual fee-Rs.500
Net annual value+Rs.7,912
Value Breakdown
online (10x)+Rs.6,000
Base rate (0.67%)+Rs.2,412
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.500
Highlights
- 10X on top online brands (capped)
- Low fee easy waiver
Reward Rates
Earn by category
online
10X
Cap: Rs.500/mo
10X capped at 2,500 CP/mo (~Rs.500 @ Rs.0.20/CP)
Loading intelligence...
Questions
Frequently asked questions
What is the annual fee of HDFC MoneyBack+?
The annual fee is Rs.500 + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on HDFC MoneyBack+?
HDFC MoneyBack+ earns a base rate of 0.67%. See the reward-rates section above for category accelerators.
How to apply for HDFC MoneyBack+?
Apply online through HDFC's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.