Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.13,800
Annual fee-Rs.9,998
Net annual value+Rs.3,802
Value Breakdown
dining (2.5%)+Rs.2,250
Base rate (0.5%)+Rs.2,550
Welcome benefit+Rs.5,000
Lounge access (14 visits)+Rs.4,000
Annual feeRs.4,999
Joining fee (year 1)Rs.4,999
Highlights
- Priority Pass
- Rs.5K welcome voucher
- 5X on dining/grocery
Reward Rates
Earn by category
dining
2.5%
5X points on dining, groceries, departmental
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Questions
Frequently asked questions
What is the annual fee of SBI ELITE?
The annual fee is Rs.5.0K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on SBI ELITE?
SBI ELITE earns a base rate of 0.5%. See the reward-rates section above for category accelerators.
How to apply for SBI ELITE?
Apply online through SBI's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.