Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.13,900
Annual fee-Rs.0
Net annual value+Rs.13,900
Value Breakdown
Base rate (1.65%)+Rs.9,900
Lounge access (20 visits)+Rs.4,000
Highlights
- Lifetime free
- Unlimited lounge (domestic)
- Lowest forex markup (1.5%)
- Rs.1.25Cr insurance
Reward Rates
Earn by category
over-20k-monthly
5X
10X points on >Rs.20K monthly spend
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Questions
Frequently asked questions
What is the annual fee of IDFC FIRST Wealth?
IDFC FIRST Wealth is a lifetime free card with zero annual fee.
What is the reward rate on IDFC FIRST Wealth?
IDFC FIRST Wealth earns a base rate of 1.65%. See the reward-rates section above for category accelerators.
How to apply for IDFC FIRST Wealth?
Apply online through IDFC's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.