Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.21,400
Annual fee-Rs.1,499
Net annual value+Rs.19,901
Value Breakdown
tata-neu-app (5%)+Rs.12,000
Base rate (1.5%)+Rs.5,400
Lounge access (12 visits)+Rs.4,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.1,499
Highlights
- 5% NeuCoins on Tata Neu
- Domestic + intl lounges
- NeuCoins = 1:1 INR
Drawbacks
- NeuCoins only usable in Tata ecosystem
Reward Rates
Earn by category
tata-neu-app
5%
5% NeuCoins on Tata Neu app
tata-partners
1.5%
1.5% on Tata brands (BigBasket, Croma, etc.)
tata-neu-upi
1.5%
Bonus on Tata Neu UPI spends
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Questions
Frequently asked questions
What is the annual fee of Tata Neu Infinity HDFC?
The annual fee is Rs.1.5K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on Tata Neu Infinity HDFC?
Tata Neu Infinity HDFC earns a base rate of 1.5%. See the reward-rates section above for category accelerators.
How to apply for Tata Neu Infinity HDFC?
Apply online through HDFC's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.