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Standard Chartered Manhattan Platinum

Honest review — No affiliate bias — Updated May 2026
CreditIQ Score
8.2
out of 10
Rs. 999
Annual Fee
Rs. 999
Joining Fee
Visa/Mastercard
Network
cashback
Category

CreditIQ Verdict

The Standard Chartered Manhattan Platinum is a cashback credit card from SC with an annual fee of Rs.999. The fee is justified if you maximise the card benefits. Best suited for users who spend regularly on cashback categories and want to earn meaningful rewards.

Fees & Charges

Annual FeeRs. 999 + GST
Joining FeeRs. 999 + GST
Interest Rate42% per annum (3.33% per month)
Forex Markup3.5% on international transactions
Cash Advance2.5% of amount (min Rs. 500)
Late PaymentRs. 0 – Rs. 1,300 (based on outstanding)

Who Should Apply?

Good fit if you...
+ Spend on cashback regularly
+ Spend Rs.3,996+ per month
+ Have a good credit score (750+)
+ Meet the bank income criteria
Skip if you...
- Travel internationally often (high forex markup)
- Carry a balance month-to-month
- Are a first-time credit card user
- Already have a similar card

Frequently Asked Questions

What is the annual fee of Standard Chartered Manhattan Platinum?
The annual fee is Rs.999 + GST. It is waived if you meet the annual spend threshold.
What is the reward rate on Standard Chartered Manhattan Platinum?
Standard Chartered Manhattan Platinum offers 1. Check the benefits section above for category-specific accelerators.
How to apply for Standard Chartered Manhattan Platinum?
You can apply online through SC's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.
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Quick facts
Annual feeRs.999
NetworkVisa/Mastercard
BankSC
Other SC cards
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Rs.5,000 annual fee
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Rs.0 annual fee
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Rs.49 annual fee
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