4 calculators

Credit card calculators

Know exactly what you pay and what you earn before you swipe.

EMI Calculator

Convert a large purchase to monthly EMIs.

Purchase amountRs.50.0K
Tenure (months)6 months
Interest rate (annual)14%
Monthly EMIRs.8,677
Total paymentRs.52,061
Total interestRs.2,061

Revolving Interest

Cost of carrying an unpaid balance month-to-month.

Outstanding balanceRs.25.0K
Your card APR42%
Months unpaid3 months
Monthly interestRs.875
Total interest (3 months)Rs.2,625

Always pay in full. This is what the bank earns from you.

Reward Calculator

Annual reward value from your card spend.

Monthly spendRs.50.0K
Reward rate1%
Value per point (Rs.)Rs.0.25
Monthly rewardRs.125
Annual reward valueRs.1,500

Forex Markup Calculator

How much you pay extra on international transactions.

International spend (Rs.)Rs.1.00L
Your card's markup3.5%
Forex charge paidRs.3,500
Savings vs 1.5% cardRs.2,000

YES Marquee and IDFC Wealth have 0% forex markup.

Ask me anything about cards!