Is HDFC Diners Club Miles good for travel?

HDFC Diners Club Miles is a travel card from HDFC. Yes, it offers travel benefits including lounge access and air miles.

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HDFC Diners Club Miles

Q: What is the annual fee of HDFC Diners Club Miles?

The annual fee for HDFC Diners Club Miles is Rs.1000 + GST.

Q: How to apply for HDFC Diners Club Miles?

You can apply for HDFC Diners Club Miles online through HDFC's website or through CreditIQ's unbiased apply link. Eligibility typically requires a credit score of 750+ and a minimum income as per bank criteria.

Honest review — No affiliate bias — Updated May 2026

CreditIQ Score

8.2

out of 10

Rs. 1,000

Annual Fee

Rs. 1,000

Joining Fee

Visa/Mastercard

Network

travel

CreditIQ Verdict

The HDFC Diners Club Miles is a travel credit card from HDFC with an annual fee of Rs.1,000. The fee is justified if you maximise the card benefits. Best suited for users who spend regularly on travel categories and want to earn meaningful rewards.

Fees & Charges

Annual FeeRs. 1,000 + GST

Joining FeeRs. 1,000 + GST

Interest Rate23.88% per annum (3.33% per month)

Forex Markup3.5% on international transactions

Cash Advance2.5% of amount (min Rs. 500)

Late PaymentRs. 0 – Rs. 1,300 (based on outstanding)

Who Should Apply?

Good fit if you...

+ Spend on travel regularly

+ Spend Rs.4,000+ per month

+ Have a good credit score (750+)

+ Meet the bank income criteria

Skip if you...

- Travel internationally often (high forex markup)

- Carry a balance month-to-month

- Are a first-time credit card user

- Already have a similar card

Frequently Asked Questions

What is the annual fee of HDFC Diners Club Miles?

The annual fee is Rs.1,000 + GST. It is waived if you meet the annual spend threshold.

What is the reward rate on HDFC Diners Club Miles?

HDFC Diners Club Miles offers 1. Check the benefits section above for category-specific accelerators.

How to apply for HDFC Diners Club Miles?

You can apply online through HDFC's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.

Applying via CreditIQ

Zero affiliate bias. We show all cards equally — ranked by value, not commission.

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Quick facts

Annual feeRs.1,000

NetworkVisa/Mastercard

BankHDFC

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