Is Indian Oil Axis Bank Credit Card good for travel?

Indian Oil Axis Bank Credit Card is a fuel card from Axis. It is not primarily a travel card, but may offer some travel benefits.

Axis • fuel

Indian Oil Axis Bank Credit Card

Q: What is the annual fee of Indian Oil Axis Bank Credit Card?

The annual fee for Indian Oil Axis Bank Credit Card is Rs.500 + GST.

Q: How to apply for Indian Oil Axis Bank Credit Card?

You can apply for Indian Oil Axis Bank Credit Card online through Axis's website or through CreditIQ's unbiased apply link. Eligibility typically requires a credit score of 750+ and a minimum income as per bank criteria.

Honest review — No affiliate bias — Updated May 2026

CreditIQ Score

8.2

out of 10

Rs. 500

Annual Fee

Rs. 500

Joining Fee

Visa/Mastercard

Network

fuel

CreditIQ Verdict

The Indian Oil Axis Bank Credit Card is a fuel credit card from Axis with an annual fee of Rs.500. The fee is justified if you maximise the card benefits. Best suited for users who spend regularly on fuel categories and want to earn meaningful rewards.

Fees & Charges

Annual FeeRs. 500 + GST

Joining FeeRs. 500 + GST

Interest Rate52.86% per annum (3.33% per month)

Forex Markup3.5% on international transactions

Cash Advance2.5% of amount (min Rs. 500)

Late PaymentRs. 0 – Rs. 1,300 (based on outstanding)

Who Should Apply?

Good fit if you...

+ Spend on fuel regularly

+ Spend Rs.2,000+ per month

+ Have a good credit score (750+)

+ Meet the bank income criteria

Skip if you...

- Travel internationally often (high forex markup)

- Carry a balance month-to-month

- Are a first-time credit card user

- Already have a similar card

Frequently Asked Questions

What is the annual fee of Indian Oil Axis Bank Credit Card?

The annual fee is Rs.500 + GST. It is waived if you meet the annual spend threshold.

What is the reward rate on Indian Oil Axis Bank Credit Card?

Indian Oil Axis Bank Credit Card offers 1. Check the benefits section above for category-specific accelerators.

How to apply for Indian Oil Axis Bank Credit Card?

You can apply online through Axis's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.

Applying via CreditIQ

Zero affiliate bias. We show all cards equally — ranked by value, not commission.

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Quick facts

Annual feeRs.500

NetworkVisa/Mastercard

BankAxis

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