Is AU Bank Vetta Credit Card good for travel?

AU Bank Vetta Credit Card is a rewards card from AU. It is not primarily a travel card, but may offer some travel benefits.

AU • rewards

AU Bank Vetta Credit Card

Q: What is the annual fee of AU Bank Vetta Credit Card?

The annual fee for AU Bank Vetta Credit Card is Rs.2999 + GST.

Q: How to apply for AU Bank Vetta Credit Card?

You can apply for AU Bank Vetta Credit Card online through AU's website or through CreditIQ's unbiased apply link. Eligibility typically requires a credit score of 750+ and a minimum income as per bank criteria.

Honest review — No affiliate bias — Updated May 2026

CreditIQ Score

8.2

out of 10

Rs. 2,999

Annual Fee

Rs. 2,999

Joining Fee

Visa/Mastercard

Network

rewards

CreditIQ Verdict

The AU Bank Vetta Credit Card is a rewards credit card from AU with an annual fee of Rs.2,999. The fee is justified if you maximise the card benefits. Best suited for users who spend regularly on rewards categories and want to earn meaningful rewards.

Fees & Charges

Annual FeeRs. 2,999 + GST

Joining FeeRs. 2,999 + GST

Interest Rate45% per annum (3.33% per month)

Forex Markup3.5% on international transactions

Cash Advance2.5% of amount (min Rs. 500)

Late PaymentRs. 0 – Rs. 1,300 (based on outstanding)

Who Should Apply?

Good fit if you...

+ Spend on rewards regularly

+ Spend Rs.11,996+ per month

+ Have a good credit score (750+)

+ Meet the bank income criteria

Skip if you...

- Travel internationally often (high forex markup)

- Carry a balance month-to-month

- Are a first-time credit card user

- Cannot meet annual spend threshold

Frequently Asked Questions

What is the annual fee of AU Bank Vetta Credit Card?

The annual fee is Rs.2,999 + GST. It is waived if you meet the annual spend threshold.

What is the reward rate on AU Bank Vetta Credit Card?

AU Bank Vetta Credit Card offers 2. Check the benefits section above for category-specific accelerators.

How to apply for AU Bank Vetta Credit Card?

You can apply online through AU's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.

Applying via CreditIQ

Zero affiliate bias. We show all cards equally — ranked by value, not commission.

Apply & Earn Compare with other cards

Quick facts

Annual feeRs.2,999

NetworkVisa/Mastercard

BankAU

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