Is Air India SBI Signature good for travel?

Air India SBI Signature is a travel card from SBI. Yes, it offers travel benefits including lounge access and air miles.

SBI • travel

Air India SBI Signature

Q: What is the annual fee of Air India SBI Signature?

The annual fee for Air India SBI Signature is Rs.4999 + GST.

Q: How to apply for Air India SBI Signature?

You can apply for Air India SBI Signature online through SBI's website or through CreditIQ's unbiased apply link. Eligibility typically requires a credit score of 750+ and a minimum income as per bank criteria.

Honest review — No affiliate bias — Updated May 2026

CreditIQ Score

8.2

out of 10

Rs. 4,999

Annual Fee

Rs. 4,999

Joining Fee

Visa/Mastercard

Network

travel

CreditIQ Verdict

The Air India SBI Signature is a travel credit card from SBI with an annual fee of Rs.4,999. The fee is justified if you maximise the card benefits. Best suited for users who spend regularly on travel categories and want to earn meaningful rewards.

Key Benefits

30 Flying Returns miles per ₹100 on Air India

Fees & Charges

Annual FeeRs. 4,999 + GST

Joining FeeRs. 4,999 + GST

Interest Rate45% per annum (3.33% per month)

Forex Markup3.5% on international transactions

Cash Advance2.5% of amount (min Rs. 500)

Late PaymentRs. 0 – Rs. 1,300 (based on outstanding)

Who Should Apply?

Good fit if you...

+ Spend on travel regularly

+ Spend Rs.19,996+ per month

+ Have a good credit score (750+)

+ Earn Rs.0.8L+ annually

Skip if you...

- Travel internationally often (high forex markup)

- Carry a balance month-to-month

- Are a first-time credit card user

- Cannot meet annual spend threshold

Frequently Asked Questions

What is the annual fee of Air India SBI Signature?

The annual fee is Rs.4,999 + GST. It is waived if you meet the annual spend threshold.

What is the reward rate on Air India SBI Signature?

Air India SBI Signature offers 1.5. Check the benefits section above for category-specific accelerators.

How to apply for Air India SBI Signature?

You can apply online through SBI's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.

Applying via CreditIQ

Zero affiliate bias. We show all cards equally — ranked by value, not commission.

Apply Now Compare with other cards

Quick facts

Annual feeRs.4,999

NetworkVisa/Mastercard

BankSBI

Other SBI cards

SBI Cashback Credit Card

Rs.999 annual fee

SBI ELITE

Rs.4,999 annual fee