Is RBL ShopRite good for travel?

RBL ShopRite is a shopping card from RBL. It is not primarily a travel card, but may offer some travel benefits.

RBL • shopping

RBL ShopRite

Q: What is the annual fee of RBL ShopRite?

The annual fee for RBL ShopRite is Rs.500 + GST.

Q: How to apply for RBL ShopRite?

You can apply for RBL ShopRite online through RBL's website or through CreditIQ's unbiased apply link. Eligibility typically requires a credit score of 750+ and a minimum income as per bank criteria.

Honest review — No affiliate bias — Updated May 2026

CreditIQ Score

8.2

out of 10

Rs. 500

Annual Fee

Rs. 500

Joining Fee

Visa/Mastercard

Network

shopping

CreditIQ Verdict

The RBL ShopRite is a shopping credit card from RBL with an annual fee of Rs.500. The fee is justified if you maximise the card benefits. Best suited for users who spend regularly on shopping categories and want to earn meaningful rewards.

Key Benefits

20 pts per ₹100 on grocery (cap)

Fees & Charges

Annual FeeRs. 500 + GST

Joining FeeRs. 500 + GST

Interest Rate39% per annum (3.33% per month)

Forex Markup3.5% on international transactions

Cash Advance2.5% of amount (min Rs. 500)

Late PaymentRs. 0 – Rs. 1,300 (based on outstanding)

Who Should Apply?

Good fit if you...

+ Spend on shopping regularly

+ Spend Rs.2,000+ per month

+ Have a good credit score (750+)

+ Meet the bank income criteria

Skip if you...

- Travel internationally often (high forex markup)

- Carry a balance month-to-month

- Are a first-time credit card user

- Already have a similar card

Frequently Asked Questions

What is the annual fee of RBL ShopRite?

The annual fee is Rs.500 + GST. It is waived if you meet the annual spend threshold.

What is the reward rate on RBL ShopRite?

RBL ShopRite offers 1. Check the benefits section above for category-specific accelerators.

How to apply for RBL ShopRite?

You can apply online through RBL's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.

Applying via CreditIQ

Zero affiliate bias. We show all cards equally — ranked by value, not commission.

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Quick facts

Annual feeRs.500

NetworkVisa/Mastercard

BankRBL

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