Is Kotak League Platinum good for travel?

Kotak League Platinum is a rewards card from Kotak. It is not primarily a travel card, but may offer some travel benefits.

Kotak • rewards

Kotak League Platinum

Q: What is the annual fee of Kotak League Platinum?

The annual fee for Kotak League Platinum is Rs.499 + GST.

Q: How to apply for Kotak League Platinum?

You can apply for Kotak League Platinum online through Kotak's website or through CreditIQ's unbiased apply link. Eligibility typically requires a credit score of 750+ and a minimum income as per bank criteria.

Honest review — No affiliate bias — Updated May 2026

CreditIQ Score

8.2

out of 10

Rs. 499

Annual Fee

Rs. 499

Joining Fee

Visa/Mastercard

Network

rewards

CreditIQ Verdict

The Kotak League Platinum is a rewards credit card from Kotak with an annual fee of Rs.499. The fee is justified if you maximise the card benefits. Best suited for users who spend regularly on rewards categories and want to earn meaningful rewards.

Fees & Charges

Annual FeeRs. 499 + GST

Joining FeeRs. 499 + GST

Interest Rate45% per annum (3.33% per month)

Forex Markup3.5% on international transactions

Cash Advance2.5% of amount (min Rs. 500)

Late PaymentRs. 0 – Rs. 1,300 (based on outstanding)

Who Should Apply?

Good fit if you...

+ Spend on rewards regularly

+ Spend Rs.1,996+ per month

+ Have a good credit score (750+)

+ Earn Rs.0.2L+ annually

Skip if you...

- Travel internationally often (high forex markup)

- Carry a balance month-to-month

- Are a first-time credit card user

- Already have a similar card

Frequently Asked Questions

What is the annual fee of Kotak League Platinum?

The annual fee is Rs.499 + GST. It is waived if you meet the annual spend threshold.

What is the reward rate on Kotak League Platinum?

Kotak League Platinum offers 1. Check the benefits section above for category-specific accelerators.

How to apply for Kotak League Platinum?

You can apply online through Kotak's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.

Applying via CreditIQ

Zero affiliate bias. We show all cards equally — ranked by value, not commission.

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Quick facts

Annual feeRs.499

NetworkVisa/Mastercard

BankKotak

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