Fees & Charges
Annual FeeRs. 500 + GST
Joining FeeRs. 500 + GST
Interest Rate42% per annum (3.33% per month)
Forex Markup3.5% on international transactions
Cash Advance2.5% of amount (min Rs. 500)
Late PaymentRs. 0 - Rs. 1,300 (based on outstanding)
What the community says
LIVEcard comparison@thatcreditcardguyINSTAGRAM
HDFC Swiggy Black Credit Card offers 10% direct cashback on food, groceries, and dining up to ₹15,000 monthly as a simpler alternative to points-based rewards following recent Amex and ICICI devaluations.
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With Amex devaluations + ICICI removing accelerated rewards on Amazon & Swiggy vouchers…
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Business Owner Drowning in Debt: Consolidation Over Multiple Products
Retailer accumulated 15+ lakhs debt across personal loans and credit cards for business expansion, with monthly EMIs consuming most income. ...
transfer hack@pointsdecodedINSTAGRAM
Air India's May 2026 bonus conversion offer provides up to 50% bonus points when transferring from major Indian bank credit cards, with tiered rewards peaking at conversions above 1 lakh points.
Comment “LINK” and I’ll send you the Air India Bonus registration link.
The offer runs all of May 2026 - here’s the quick breakdown:
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Frequently Asked Questions
What is the annual fee of ICICI Bank Coral Credit Card?
The annual fee is Rs.500 + GST. It is waived if you meet the annual spend threshold.
What is the reward rate on ICICI Bank Coral Credit Card?
ICICI Bank Coral Credit Card offers 1. Check the benefits section above for category-specific accelerators.
How to apply for ICICI Bank Coral Credit Card?
You can apply online through ICICI's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.