CreditIQ Verdict
The HDFC Diners Club Black is a premium credit card from HDFC with an annual fee of Rs.10,000. The fee is justified if you maximise the card benefits. Best suited for users who spend regularly on premium categories and want to earn meaningful rewards.
Fees & Charges
Annual FeeRs. 10,000 + GST
Joining FeeRs. 10,000 + GST
Interest Rate23.88% per annum (3.33% per month)
Forex Markup3.5% on international transactions
Cash Advance2.5% of amount (min Rs. 500)
Late PaymentRs. 0 - Rs. 1,300 (based on outstanding)
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Frequently Asked Questions
What is the annual fee of HDFC Diners Club Black?
The annual fee is Rs.10,000 + GST. It is waived if you meet the annual spend threshold.
What is the reward rate on HDFC Diners Club Black?
HDFC Diners Club Black offers 3.3. Check the benefits section above for category-specific accelerators.
How to apply for HDFC Diners Club Black?
You can apply online through HDFC's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.