Fees & Charges
Annual FeeRs. 500 + GST
Joining FeeRs. 500 + GST
Interest Rate52.86% per annum (3.33% per month)
Forex Markup3.5% on international transactions
Cash Advance2.5% of amount (min Rs. 500)
Late PaymentRs. 0 - Rs. 1,300 (based on outstanding)
What the community says
LIVEstrategy@pointsdecodedINSTAGRAM
PointsCasa Transfer Calculator helps Indian credit card users maximize point value by visualizing all transfer paths, conversion ratios, and active bonuses in one free tool.
PointsCasa Transfer Calculator - a free tool that shows you where your credit card points can go.
What the tool shows you:
• All possible t...
strategy@creditcardtalksINSTAGRAM
Prioritize instant discounts and cashback over future rewards points when the immediate savings are mathematically superior.
Most people think credit cards are about free flights, hotel stays, and reward points.
That is only half the story.
The smartest credit ca...
strategy@thegreatindianmilesINSTAGRAM
Consolidating credit card points into a single loyalty program rather than spreading across multiple cards (HSBC, HDFC, Axis) improves redemption options for flight bookings.
If your points are spread across HSBC, HDFC and Axis, THIS is why you can never book a good flight — funnel them all into one program. Send ...
Frequently Asked Questions
What is the annual fee of Axis Bank My Zone Credit Card?
The annual fee is Rs.500 + GST. It is waived if you meet the annual spend threshold.
What is the reward rate on Axis Bank My Zone Credit Card?
Axis Bank My Zone Credit Card offers 1. Check the benefits section above for category-specific accelerators.
How to apply for Axis Bank My Zone Credit Card?
You can apply online through Axis's website. Eligibility requires a credit score of 750+ and income as per bank criteria. Click the Apply button on this page for a direct, unbiased apply link.