Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.19,800
Annual fee-Rs.5,000
Net annual value+Rs.14,800
Value Breakdown
Base rate (3.3%)+Rs.19,800
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.5,000
Highlights
- 3.33% flat reward
- Unlimited lounges
- 1:1 cashback redemption (no haircut)