SC • entry
Standard Chartered DigiSmart
Millennials heavy on OTT, food delivery and Myntra
Annual Fee
Rs.49
Joining Fee
Rs.49
Base Rate
1%
Our rating
7.8/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
SC
STANDARD CHARTERED DIGISMART
entry
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VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.6,000
Annual fee-Rs.98
Net annual value+Rs.5,902
Value Breakdown
Base rate (1%)+Rs.6,000
Annual feeRs.49
Joining fee (year 1)Rs.49
Highlights
- Only Rs.49/month
- Capped merchant discounts (Blinkit, Zomato, Yatra, Ola)
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Questions
Frequently asked questions
What is the annual fee of Standard Chartered DigiSmart?
The annual fee is Rs.49 + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on Standard Chartered DigiSmart?
Standard Chartered DigiSmart earns a base rate of 1%. See the reward-rates section above for category accelerators.
How to apply for Standard Chartered DigiSmart?
Apply online through SC's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.