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Kotakmid

Kotak Royale Signature

Kotak customers wanting mid-tier rewards

Annual Fee
Rs.1.5K
Joining Fee
Rs.1.5K
Base Rate
1.5%
CreditIQ Score
6.8/10
KOTAK
KOTAK ROYALE SIGNATURE
mid
.. .. .. ..
VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.12,025
Annual fee-Rs.1,499
Net annual value+Rs.10,526
Value Breakdown
travel (4x)+Rs.600
dining (3x)+Rs.675
Base rate (1.5%)+Rs.6,750
Lounge access (4 visits)+Rs.4,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.1,499
Highlights
  • 4X on travel
  • 3X on dining
  • Domestic lounge access
Redemption Paths

Every way to spend your reward points

1
cashback
Rs.0.25
per point
Reward Rates

Earn by category

travel
4X
dining
3X
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