IndusInd premium

IndusInd Bank Pinnacle Credit Card

Mid-frequency travellers wanting premium perks without a high fee

Annual Fee
FREE
Joining Fee
Rs.15.0K
Base Rate
0.75%
Our rating
8.2/10

Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →

INDUSIND
INDUSIND BANK PINNACLE CREDIT CARD
premium
.. .. .. ..
VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.7,425
Annual fee-Rs.15,000
Net annual valueRs.7,575
Value Breakdown
online (1.875%)+Rs.4,500
travel (1.125%)+Rs.675
Base rate (0.75%)+Rs.2,250
Joining fee (year 1)Rs.15,000
Highlights
  • 0% forex markup
  • Unlimited lounges
  • 2.5 RP/Rs.100 online (1.875%)
Redemption Paths

Every way to spend your reward points

1
cashback
Rs.0.75
per point
Reward Rates

Earn by category

online
1.875%
2.5 RP/Rs.100 online @ Rs.0.75/pt
travel
1.125%
1.5 RP/Rs.100 travel @ Rs.0.75/pt
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Questions

Frequently asked questions

What is the annual fee of IndusInd Bank Pinnacle Credit Card?
IndusInd Bank Pinnacle Credit Card is a lifetime free card with zero annual fee.
What is the reward rate on IndusInd Bank Pinnacle Credit Card?
IndusInd Bank Pinnacle Credit Card earns a base rate of 0.75%. See the reward-rates section above for category accelerators.
How to apply for IndusInd Bank Pinnacle Credit Card?
Apply online through IndusInd's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.
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