Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.23,470
Annual fee-Rs.6,500
Net annual value+Rs.16,970
Value Breakdown
dining (2x)+Rs.630
international (4x)+Rs.840
Base rate (2%)+Rs.9,000
Welcome benefit+Rs.9,000
Lounge access (8 visits)+Rs.4,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.6,500
Highlights
- Rs.9K welcome vouchers
- Priority Pass lounges
- 4X international
Reward Rates
Earn by category
international
4X
dining
2X
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Questions
Frequently asked questions
What is the annual fee of ICICI Bank Sapphiro Credit Card?
The annual fee is Rs.3.5K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on ICICI Bank Sapphiro Credit Card?
ICICI Bank Sapphiro Credit Card earns a base rate of 2%. See the reward-rates section above for category accelerators.
How to apply for ICICI Bank Sapphiro Credit Card?
Apply online through ICICI's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.