ICICI • mid
ICICI Bank Rubyx Credit Card
Entertainment and travel with ICICI relationship
Annual Fee
Rs.2.0K
Joining Fee
Rs.3.0K
Base Rate
1.5%
Our rating
7.0/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
ICICI
ICICI BANK RUBYX CREDIT CARD
mid
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VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.17,460
Annual fee-Rs.3,000
Net annual value+Rs.14,460
Value Breakdown
international (2x)+Rs.360
Base rate (1.5%)+Rs.8,100
Welcome benefit+Rs.5,000
Lounge access (4 visits)+Rs.4,000
Annual fee (waived)+Rs.0
Joining fee (year 1)Rs.3,000
Highlights
- Rs.5K welcome vouchers
- 2X on dining/entertainment
- 4 lounge visits
Reward Rates
Earn by category
dining-entertainment
2X
international
2X
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Questions
Frequently asked questions
What is the annual fee of ICICI Bank Rubyx Credit Card?
The annual fee is Rs.2.0K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on ICICI Bank Rubyx Credit Card?
ICICI Bank Rubyx Credit Card earns a base rate of 1.5%. See the reward-rates section above for category accelerators.
How to apply for ICICI Bank Rubyx Credit Card?
Apply online through ICICI's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.