HDFC • super premium
HDFC Diners Club Black
Pre-Infinia tier -- best reward rate at sub-Infinia level
Annual Fee
Rs.10.0K
Joining Fee
Rs.10.0K
Base Rate
3.3%
Our rating
9.2/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
HDFC
HDFC DINERS CLUB BLACK
super-premium
.. .. .. ..
VISA
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.65,080
Annual fee-Rs.20,000
Net annual value+Rs.45,080
Value Breakdown
smartbuy (10x)+Rs.43,200
Base rate (3.3%)+Rs.11,880
Welcome benefit+Rs.10,000
Annual feeRs.10,000
Joining fee (year 1)Rs.10,000
Highlights
- 10X SmartBuy
- Unlimited Priority Pass
- KrisFlyer/Marriott transfers
Reward Rates
Earn by category
smartbuy
10X
Cap: Rs.7.5K/mo
10X on SmartBuy, capped 7,500 RP/mo (2,500/day)
weekend-dining
2X
2X on weekend dining
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Questions
Frequently asked questions
What is the annual fee of HDFC Diners Club Black?
The annual fee is Rs.10.0K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on HDFC Diners Club Black?
HDFC Diners Club Black earns a base rate of 3.3%. See the reward-rates section above for category accelerators.
How to apply for HDFC Diners Club Black?
Apply online through HDFC's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.