Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.65,080
Annual fee-Rs.20,000
Net annual value+Rs.45,080
Value Breakdown
smartbuy (10x)+Rs.43,200
Base rate (3.3%)+Rs.11,880
Welcome benefit+Rs.10,000
Annual feeRs.10,000
Joining fee (year 1)Rs.10,000
Highlights
- 10X SmartBuy
- Unlimited Priority Pass
- KrisFlyer/Marriott transfers
Reward Rates
Earn by category
smartbuy
10X
10X on SmartBuy
weekend-dining
2X
2X on weekend dining