Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.21,000
Annual fee-Rs.9,998
Net annual value+Rs.11,002
Value Breakdown
dining (10x)+Rs.2,250
travel (5x)+Rs.750
Base rate (2%)+Rs.9,000
Welcome benefit+Rs.5,000
Lounge access (16 visits)+Rs.4,000
Annual feeRs.4,999
Joining fee (year 1)Rs.4,999
Highlights
- 10X on dining
- 12 lounge visits/year
- 4 golf rounds
Reward Rates
Earn by category
dining
10X
Cap: Rs.2.0K/mo
travel
5X
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Questions
Frequently asked questions
What is the annual fee of AU Bank Zenith Credit Card?
The annual fee is Rs.5.0K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on AU Bank Zenith Credit Card?
AU Bank Zenith Credit Card earns a base rate of 2%. See the reward-rates section above for category accelerators.
How to apply for AU Bank Zenith Credit Card?
Apply online through AU's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.