AmEx • mid
American Express Platinum Travel
Steady Rs.40K/month spenders -- milestone-driven
Annual Fee
Rs.5.0K
Joining Fee
Rs.5.0K
Base Rate
1%
Our rating
8.2/10
Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →
Real Annual Value
What's it actually worth for you?
Monthly SpendRs.50.0K
Gross rewardsRs.27,500
Annual fee-Rs.10,000
Net annual value+Rs.17,500
Value Breakdown
Base rate (1%)+Rs.6,000
Milestone: 7,500 MR points on Rs.1.9L annual spend+Rs.7,500
Milestone: 10,000 MR points on Rs.4L annual spend+Rs.10,000
Lounge access (8 visits)+Rs.4,000
Annual feeRs.5,000
Joining fee (year 1)Rs.5,000
Highlights
- Best milestone bonuses in India
- MR points transfer to airlines/hotels
- Up to 22,500 MR at Rs.7L spend
Loading intelligence...
Questions
Frequently asked questions
What is the annual fee of American Express Platinum Travel?
The annual fee is Rs.5.0K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on American Express Platinum Travel?
American Express Platinum Travel earns a base rate of 1%. See the reward-rates section above for category accelerators.
How to apply for American Express Platinum Travel?
Apply online through AmEx's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.