AmEx mid

American Express Gold Card

Milestone spenders wanting Taj hotel vouchers

Annual Fee
Rs.4.5K
Joining Fee
Rs.4.5K
Base Rate
1%
Our rating
7.5/10

Our rating is our own hand-set overall judgment of this card — not a computed score. How we set it →

AMEX
AMERICAN EXPRESS GOLD CARD
mid
.. .. .. ..
VISA
Real Annual Value

What's it actually worth for you?

Monthly SpendRs.50.0K
Gross rewardsRs.14,500
Annual fee-Rs.9,000
Net annual value+Rs.5,500
Value Breakdown
Base rate (1%)+Rs.6,000
Milestone: 4,500 bonus MR points + Rs.4,500 Taj voucher on Rs.1.5L spend+Rs.4,500
Welcome benefit+Rs.4,000
Annual feeRs.4,500
Joining fee (year 1)Rs.4,500
Highlights
  • Taj IHCL vouchers on milestones
  • MR points transfer to Marriott
  • Dining offers at 2,000+ restaurants
Redemption Paths

Every way to spend your membership rewards

1
Marriott Bonvoy (1:1)
Rs.1.30
per point
2
Taj IHCL
Rs.0.50
per point
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Questions

Frequently asked questions

What is the annual fee of American Express Gold Card?
The annual fee is Rs.4.5K + GST. It may be waived if you meet the annual spend threshold.
What is the reward rate on American Express Gold Card?
American Express Gold Card earns a base rate of 1%. See the reward-rates section above for category accelerators.
How to apply for American Express Gold Card?
Apply online through AmEx's website, or use the Apply & Earn button on this page for a direct, unbiased apply link. Eligibility typically needs a credit score of 750+ and income as per bank criteria.
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